MetLife Dentist – Randolph, NJ
Learn More About the Benefits of MetLife
Do you have a MetLife dental insurance policy? Certainly, your plan can be a valuable resource that allows you to enjoy low-cost preventive dental care. It may also significantly reduce your out-of-pocket costs for restorative services. But how can you get the most out of your benefits? Our Randolph, NJ, dental team is here to help. We can assist you as you strive to learn more about your policy, and we can put our expertise to work to ensure you get all the benefits that you are entitled to.
MetLife Coverage Availability & Fees
MetLife offers a few different dental plans, so it is important that you take a bit of time to familiarize yourself with the specifics of your unique policy. In the meantime, we can provide an overview of the benefits that are common to many PPO dental insurance plans:
- Preventive care, including cleanings, exams, X-rays, and other basic services, is usually 100% covered.
- Minor restorative services, often including fillings and simple tooth removal, may be around 80% covered.
- Major services, such as crowns and some types of oral surgery, may be about 50% covered.
- Orthodontia for adults is not typically covered, but treatment for minors may be 50% covered.
Your plan may also have a deductible, a waiting period before you can receive coverage for certain services, and an annual maximum. An annual maximum is the greatest dollar amount that your insurer will pay out in a given year. Because we are in-network with MetLife, we have a contract with them that controls prices. Therefore, you can expect to get as much value as possible out of your policy.
We may also be able to schedule major services between multiple appointments across calendar years. Therefore, in some circumstances, you might be able to use two annual maximums instead of just one.
Samantha, the receptionist at Randolph Dental Care, has been with our team for nearly a decade. She often takes the lead in helping patients maximize their dental insurance benefits. Simply give her your policy information, and she can guide you through the process of using it. For example, she can verify your benefits and explain how they may apply in various situations. She also coordinates with insurance companies to help our patients get all the benefits they deserve.
Samantha and our team are eager to help you enjoy a healthy smile without breaking the bank! Get in touch with us today to learn more about how we can serve you.